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Not all bookkeepers and accountants are good at their job.  Each has a different sets of skills.  Bookkeepers do the day to day record keeping for your business, whilst accountants are better qualified to look at the overall picture of the business and advise on tax savings and planning.…
There is more to being in business than having a 9 to 5 job.  Being your own boss seems idyllic when you are employed, have regular hours and a regular income.  Being able to work as and when you want, where you want and how you want is the flexibility you crave when you are employed.  Being able to be choosy about the people you work with and the work you do is an exciting prospect.…
Making Tax Digital for Business, now known as MTDfB, will begin in April 2019 but that doesn't mean you can forget it until then.  Now is the time to start thinking about what you need to do in your business to meet the new reporting requirements. MTDfB starts with businesses which are…
I have been asked several times recently how much to pay someone both in terms of a new employee and as a pay rise.  There are really 3 things to consider when you are deciding what to pay:…
Some businesses have always added a surcharge to cover the cost of the fees charged to them by the companies who process debit and credit card transactions but from 13th January 2018 they are no longer allowed to add a charge to payments they take by card.…
If you want to expand your business you need people to support you as there is no way you can do everything yourself.  But it seems that business owners are reluctant to employ anyone and would rather use an associate or a consultant than commit to someone joining their business.  Even if they need someone to do the day to day administration it has become more common to use someone who is self-employed.  Why is this?…
Before you start your business you need to decide whether you will be a Sole Trader or a Limited Company.  Or you may choose to be a Partnership rather than a Limited Company if there are two or more business owners.  It can be confusing and many business owners opt for Limited Company status without really understanding what is involved.  …
I have been providing bookkeeping services to individuals and businesses for more than 14 years now and one of the biggest surprises to me in the first few years was to be told that I was a good bookkeeper.  I was surprised because shouldn't all bookkeepers be good?  Keeping accurate records and understanding the financial aspects of a business is what bookkeepers do and whilst we learn different areas of bookkeeping for different businesses the foundations of our learning are still the same.…
Businesses should have a separate bank account for their business transactions as it will make preparing their accounts so much easier. Trying to extract business income and costs from a personal account takes a lot more time and if you needed to prove any business transactions when applying for a loan, for example, they would have access to your personal spending habits too.…
Being a business owner comes with a variety of challenges.  The list of jobs to do is never ending even if you do outsource some of them. There are still many things which you just know you have to do yourself. Sometimes being a business owner can feel like being on a treadmill endlessly moving from task to task without actually moving on.  …
85 articles 
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Old Sarum, Salisbury
Salisbury
Wiltshire
SP4 6QX

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