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We thought furlough was challenging but flexible furlough is proving even more so! As a payroll bureau working with businesses employing between 2 and 50 staff, furlough has been important for many of our clients during lockdown.  It has been interesting to see how…
When you start a business one of the things you need to arrange is a bank account to enable you to keep your personal and business spending separate. If you are starting as a sole trader/self-employed with just a little income initially it is tempting to…
During my 15 minute drive to work each day I encounter 17 roundabouts.  Its a pleasant journey with no nose to tail traffic and stopping only to give way at the roundabouts and a possible halt at a single set of traffic lights.  This morning was no different except…
Although lockdown has restricted business for many, as a payroll provider to a large number of businesses I know that some businesses have been taking on new employees over this period. There will also be individuals who have used this time to start their own business and will be planning for the costs involved in taking on their first employee as the business grows.  So if you are a potential new employer here are some points you need to think about along with the costs you need to plan for.…
We are about to start our fourth month of calculating furlough pay for employers who have been furloughing staff on and off since early March.  From 1st July we will have an even more challenging set of calculations if employers have employees working some of their normal hours and furloughing them the rest. We will be able to do the calculations but how well will flexible furlough work for small businesses?…
Whilst you have time to spare and are looking to reduce your overheads now would be the time to look at the charges for taking payments by card.  You will be paying fees to offer your customers this service and every merchant services provider will charge differently.…
The last six weeks has been the most overwhelming time I have had in the 16 years since I have been in business.  The sheer volume of work created by the current situation which has not only significantly increased the time needed to do payroll four-fold but dealing with the almost continuous telephone calls and emails in that first two weeks from clients who just needed to talk things through and get some advice.  I really enjoy talking to clients…
Four weeks into lockdown and many business owners will be feeling the strain.  Whether that is from having too much work or none at all.  We work with many different businesses and have some who can't trade at all and others who have kept an income coming in by finding new ways of working.  Its inspiring that many can keep going but I know many business owners are frustrated by the forced inaction.  We know that business as we knew it will change and this is a great opportunity for those who have time on their hands to consider their business and how they can do things differently in the future.…
Today the HMRC online portal opened for claiming the grant against 80% of a furloughed employees wages, the employers' NI and the employers' pension contribution. From the reaction of employers you would think that today was the only day a claim could be made!  Perhaps they think…
We work with many businesses providing bookkeeping, VAT and payroll services and over the last 2-3 weeks I have provided guidance to clients who have telephoned and emailed.  I have also written 6 lengthy briefings…
110 articles 
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Unit 21 Portway Business Centre
Old Sarum, Salisbury
Salisbury
Wiltshire
SP4 6QX

e: info@sandrasilk.co.uk
t: 01722 341820